Getting a Payday Loan Without Having a Checking Account

Believe it or not, regardless of what many companies have come to place emphasis on today, anyone can go about taking out a payday loan without showing proof of a checking account. Getting cash quick without any hassle is now possible with the use of payday loans, also referred to as cash advances.

Usually when applying for a payday loan, using a checking account is the preferred method of verification by a lender. However thanks to a little known thing called competition, many companies have felt the need to go above and beyond. In order for these companies to stay on top, they go about offering different options to people looking to take out a loan and one of these options includes getting a loan without the need of a checking account. Here are a few things that you should consider when thinking about getting a loan without a checking account.

Using a savings account to get a loan - Although you might not think there is a big difference with a checking account and a saving account, some people have one but not the other. If you have a saving account, you can go about using it to obtain a payday loan just as you can with a checking account. If you don't have a savings account, you should consider getting one. It will only take you a few minutes to open up an account with a reputable bank in your local area.

Getting a Payday Loan Without Having a Checking Account

You can obtain a loan personally - If you don't want to take out a payday loan over the phone or online, you can definitely go about getting a loan through your local lender. Going down this road usually takes much longer and may lead you into borrowing a loan from an unreliable provider. If you can't find a local lender that is recommended by others, I recommend you don't do so.

You can go about obtaining a loan from an online provider - This option has only become more and more popular over the years. Reputable loan providers have expanded and become much more effective in their process of getting you the loan you want in the time you need it. The problem people seem to face isn't the "borrowing" money part, but instead it is finding a reputable payday loan provide with reasonable rates.

Getting a Payday Loan Without Having a Checking Account

Apply Payday Loans Online

Step 1

Personal Information

*Requested Amount

-Select- $100.00 $200.00 $300.00 $400.00 $500.00 $600.00 $700.00 $800.00 $900.00 $1000.00 $1100.00 $1200.00 $1300.00 $1400.00 $1500.00

*First Name

*Last Name

*Street Address

*Zip Code

*State

- AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WY

*Primary Phone

Alternate Phone

*Email

*Verify Email

*Social Security Number

*Date of Birth

M 1 2 3 4 5 6 7 8 9 10 11 12 D 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Y 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927 1926 1925 1924 1923 1922 1921 1920 1919 1918 1917 1916 1915 1914 1913 1912

*Driver's License/State ID #

*ID State

- AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WY

*Months at Address?

- Select - 1 month 2 months 3 months 4 to 6 months 7 to 12 months More than 1 year

*Are You a Homeowner?

- Select - Yes No

Step 2

Employment Information

*Income Type

- Select - Employment Benefits

*Monthly Income

- Select - $751 - $1000 $1001 - $1250 $1251 - $1500 $1501 - $1750 $1751 - $2000 $2001 - $2250 $2251 - $2500 $2501 - $2750 $2751 - $3000 $3001 - $3250 $3251 - $3500 $3501 - $3750 $3751 - $4000 $4001 - $4250 $4251 - $4500 $4501 - $4750 $4751 - $5000 More than $5000

*Employer

*Months Employed

- Select - 1 month 2 months 3 months 4 to 6 months 7 to 12 months More than 1 year

*Employer Phone

Extension

*How Often Are You Paid?

- Select - Weekly Every 2 weeks Twice a Month Monthly

*How Do You Recieve Your Paycheck?

- Select - Electronic Deposit Paper Check

*Are You Active Military or Dependent?

- Select - Yes No

*What Are Your Next Scheduled Paydates?

*Pay Date One (mm/dd/yyyy)

*Pay Date Two (mm/dd/yyyy)

Step 3

Financial Information

*Bank Name

*Type of Account

- Select - Checking Savings

*Months with Bank Account

- Select - 1 month 2 months 3 months 4 to 6 months 7 to 12 months More than 1 year

*ABA/Routing Number

*Account Number

By clicking the button and submitting your application, you certify that you are at least 18 years old and agree to the terms of our Privacy Policy, Disclosure, and the Terms and Conditions that govern this web site and the service.

Apply Payday Loans Online

 Payday Loans Online